Fair Market Value Lease (FMV)
The Fair Market Value Lease is suited for businesses interested in keeping monthly payments low to allow for better cash flow. This is the plan of choice for equipment that depreciates at a quicker rate. The FMV Lease makes it easier for you to upgrade your equipment at the conclusion of the lease or to exercise your purchase option for the market value of the equipment. Most businesses can deduct the entire payment on their FMV Leases as an expense on their tax returns (contact your accountant for specifics to your business).

Fixed Purchase or Balloon Option
The Fixed Purchase option provides businesses with the cash flow benefits of a Fair Market Value Lease while giving them the security of a fixed buyout at the end of the term. The amount of the buyout can vary, the most common being the 10% fixed purchase option.

$1.00 Residual Purchase
This type of lease is commonly used when the equipment retains a high percentage of its value throughout the lease. This lease is typically used when the company will definitely retain ownership of the equipment at the conclusion of the lease.

Lease Program Options
The professionals at Endeavor Financial will assist you in selecting the type of lease that will meet your needs. We also offer a variety of payment options including: step up or step down payment, deferred payments and even seasonally adjusted payments to meet your specific needs.

Let the leasing professionals at Endeavor Financial assist you in selecting the optimal financing plan based on the type of your business, your cash flow needs, the equipment being leased, and your specific tax needs.